Put your capital into a working asset.

Inertia Transport connects capital with commercial tricycles through structured hire-purchase arrangements, placing vehicles with drivers and managing the repayment process.

Turning capital into commercial assets. Every arrangement is documented and structured around a specific vehicle and driver.

01

Capital

Capital is directed toward acquiring a commercial transportation asset.

02

Asset

A physical commercial tricycle is acquired and prepared for operation.

03

Operation

The vehicle is placed with a driver under a structured hire-purchase agreement.

From capital to a working vehicle. Each stage is tracked from initial commitment through to full repayment.

  1. 01

    Your Capital

    Capital is committed to fund the acquisition of a specific commercial tricycle.

  2. 02

    Vehicle Acquisition

    The tricycle is purchased and prepared for commercial deployment.

  3. 03

    Driver Selection

    A driver is identified and assessed before being placed with the vehicle.

  4. 04

    Hire-Purchase Agreement

    Terms, weekly payments, and the total repayment amount are documented.

  5. 05

    Vehicle Deployment

    The vehicle is handed to the driver and commercial operation begins.

  6. 06

    Weekly Repayments

    The driver makes agreed weekly payments, recorded throughout the term.

  7. 07

    Repayment Completion

    The arrangement concludes once the agreed repayment obligation is met.

Commercial tricycle operating on a Nigerian street

Built around an asset people use every day. Commercial tricycles serve real transportation demand across Nigerian towns and cities, connecting capital to a physical, operating asset.

Everyday transportation demand
Physical asset ownership
Commercial operation
Structured repayment
Real-world utility

See how the model works in practice. One current arrangement, shown in full, illustrating how capital, asset, and repayment connect.

Current arrangementExample
₦0
Vehicle acquisition
3 tricycles · ₦4,000,000 each
₦0
Agreed repayment
3 tricycles · ₦6,750,000 each
0 months
Repayment duration
₦0
Weekly payment
3 tricycles · ₦60,000 each
₦0
received so far
₦20,250,000
total repayment

4% of the agreed repayment received to date, across 5 weekly payments.

Payments recorded
  • 7 August 2026₦180,000
  • 14 August 2026₦180,000
  • 21 August 2026₦180,000
  • 28 August 2026₦180,000
  • 4 September 2026₦180,000

Terms and outcomes vary by arrangement. This example illustrates one current hire-purchase arrangement and is not a guarantee of future performance.

Your confidence starts with transparency. Clear terms, documented agreements, and visibility into how your capital is used.

Documented Agreements

Clear terms, responsibilities and repayment arrangements.

Driver Verification

Drivers are assessed and identified before being placed with an asset.

Payment Tracking

Repayments are recorded throughout the arrangement.

Asset Documentation

Relevant vehicle documentation is maintained.

Operational Oversight

The relationship continues beyond simply handing over the vehicle.

Ask us about the process

We're building a system, not selling a promise. Every capital commitment is tied to a specific vehicle, a defined agreement, and a documented repayment record.

Asset-Focused

Capital is connected to identifiable commercial transportation assets.

Structured

Driver arrangements follow defined terms.

Transparent

Documentation and payment records matter.

Long-Term

We're building a scalable transportation business and fleet.

Is this model right for you? This model may suit people who recognize the following in themselves. It is not a fit for everyone, and that is fine.

  • Want exposure to a physical commercial asset
  • Prefer structured, longer-term arrangements
  • Want transportation assets managed operationally
  • Are comfortable understanding the associated risks
  • Want to speak directly with the company before committing funds

Questions, answered plainly. Straightforward answers to the questions we hear most often.

Capital funds the acquisition of a commercial tricycle. Inertia deploys it with an approved driver, who repays an agreed total amount through structured weekly payments until the arrangement is complete.

Let's talk about your next asset. Have questions about the model or a specific opportunity? Speak directly with the Inertia Transport team.

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